Legal & financial > Independent Financial Advisers (IFAs)

Independent Financial Advisers or IFAs are professionals who offer independent advice on financial matters to their clients and recommend suitable financial products from the whole of the market. IFAs in the UK are regulated by the Financial Services Authority (FSA) and must meet strict qualification and competence requirements.

There are now three main classes of adviser: tied advisers (working for one financial institution), multi-tied advisers (offering products from a selection of the market and usually paid on a commission basis) and independent financial advisers. Independent financial advisers must offer their clients the option to pay for advice by fee as an alternative to commission, and in early 2013 charging commissions on new product sales was outlawed.

Typically an Independent Financial Adviser will conduct a detailed survey of their client’s financial position, preferences and objectives; this is sometimes known as a ‘factfind’. They will then advise appropriate action to meet the client's objectives; and if necessary recommend a suitable financial product to match the client’s needs.

One of EAC's key partners in its FirstStop Advice network is the Society of Later Life Advisers (SOLLA). SOLLA’s members are IFAs who specialise in financial advice to older people, are qualified to do this and adhere to the Society’s Code of Best Practice. SOLLA members may specialise, for example, in paying for care, releasing equity from your home, pensions and savings, or investments.

SOLLA's website carries details of all its member IFAs in the UK, and you can also locate your nearest members in the Services Directory on this website.

Neither EAC or FirstStop has any financial interest in SOLLA or its member IFAs.

Click a location to view all independent financial advisers (ifas) services in that region.

Legal & financial > Independent Financial Advisers (IFAs) services in England

Bedfordshire (28)
Bedford (4) Luton (17) Mid Bedfordshire (14) South Bedfordshire (26)

Berkshire (21)
Bracknell Forest (13) Reading (10) Slough (12) West Berkshire (12) Windsor and Maidenhead (17) Wokingham (10)

Buckinghamshire (25)
Aylesbury Vale (19) Chiltern (15) Milton Keynes (7) South Bucks (18) Wycombe (16)

Cambridgeshire (12)
Cambridge (5) East Cambridgeshire (6) Fenland (4) Huntingdonshire (6) Peterborough (2) South Cambridgeshire (10)

Channel Islands (2)
Guernsey (2) Jersey (2)

Cheshire (11)
Chester (7) Congleton (3) Crewe and Nantwich (5) Ellesmere Port and Neston (7) Halton (8) Macclesfield (6) Vale Royal (7) Warrington (9)

Cornwall (6)
Caradon (5) Carrick (4) North Cornwall (3) Restormel (3)

Cumbria (4)
Carlisle (2) Copeland (2) Eden (4) South Lakeland (4)

Derbyshire (7)
Amber Valley (3) Bolsover (4) Chesterfield (4) Derbyshire Dales (3) Erewash (2) High Peak (7) North East Derbyshire (2) South Derbyshire (2)

Devon (8)
East Devon (5) Exeter (4) Mid Devon (4) North Devon (3) Plymouth (4) South Hams (6) Teignbridge (4) Torbay (5) Torridge (1) West Devon (6)

Dorset (11)
Bournemouth (9) Christchurch (9) East Dorset (9) North Dorset (7) Poole (8) Purbeck (8) West Dorset (6) Weymouth & Portland (2)

Durham (9)
Chester-le-Street (3) Darlington (4) Derwentside (4) Durham (5) Easington (5) Sedgefield (1) Stockton-on-Tees (4) Teesdale (2) Wear Valley (2)

East Riding of Yorkshire (3)
East Riding of Yorkshire (3) Kingston upon Hull (2)

East Sussex (21)
Brighton & Hove (9) Eastbourne (5) Hastings (5) Lewes (17) Rother (11) Wealden (15)

Essex (29)
Basildon (6) Braintree (9) Brentwood (15) Castle point (6) Chelmsford (9) Colchester (6) Epping Forest (20) Harlow (8) Maldon (9) Rochford (5) Southend-on-Sea (6) Tendring (5) Thurrock (12) Uttlesford (12)

Gloucestershire (18)
Cheltenham (4) Cotswold (13) Forest of Dean (5) Gloucester (5) South Gloucestershire (16) Stroud (10) Tewkesbury (3)

Greater London (40)
Barking & Dagenham (12) Barnet (23) Bexley (15) Brent (19) Bromley (23) Camden (18) City of London (15) Croydon (19) Ealing (21) Enfield (20) Greenwich (14) Hackney (16) Hammersmith & Fulham (18) Haringey (19) Harrow (22) Havering (14) Hillingdon (24) Hounslow (21) Islington (18) Kensington and Chelsea (16) Kingston upon Thames (20) Lambeth (17) Lewisham (16) Merton (17) Newham (14) Redbridge (15) Richmond upon Thames (19) Southwark (17) Sutton (18) Tower Hamlets (15) Waltham Forest (16) Wandsworth (17) Westminster (16)

Greater Manchester (12)
Bolton (8) Bury (6) Manchester (6) Oldham (5) Rochdale (4) Salford (6) Stockport (6) Tameside (6) Trafford (6) Wigan (11)

Hampshire (22)
Basingstoke and Deane (7) East Hampshire (12) Eastleigh (6) Fareham (6) Gosport (3) Hart (8) Havant (5) New Forest (13) Portsmouth (6) Rushmoor (9) Southampton (6) Test Valley (8) Winchester (9)

Herefordshire (5)
Herefordshire (5)

Hertfordshire (34)
Broxbourne (22) Dacorum (29) East Hertfordshire (23) Hertsmere (23) North Hertfordshire (18) St Albans (23) Stevenage (12) Three Rivers (25) Watford (22) Welwyn Hatfield (26)

Isle of Man (2)
Isle of Man (2)

Isle of Wight (6)
Isle of Wight (6)

Kent (26)
Ashford (11) Canterbury (3) Dartford (14) Dover (3) Gravesham (9) Maidstone (8) Medway (8) Sevenoaks (22) Shepway (3) Swale (8) Thanet (1) Tonbridge & Malling (11) Tunbridge Wells (10)

Lancashire (11)
Blackburn with Darwen (4) Blackpool (6) Burnley (6) Chorley (7) Fylde (6) Hyndburn (6) Lancaster (7) Pendle (2) Preston (7) Ribble Valley (8) Rossendale (5) South Ribble (7) West Lancashire (6) Wyre (6)

Leicestershire (4)
Blaby (2) Charnwood (2) Harborough (2) Hinckley & Bosworth (2) Leicester (2) Melton (4) North West Leicestershire (2)

Lincolnshire (8)
Boston (2) East Lindsey (6) Lincoln (5) North East Lincolnshire (2) North Kesteven (5) North Lincolnshire (1) South Holland (5) South Kesteven (4) West Lindsey (5)

Merseyside (14)
Knowsley (6) Liverpool (6) Sefton (8) St Helens (8) Wirral (7)

Norfolk (11)
Breckland (10) Broadland (7) Great Yarmouth (5) Kings Lynn and West Norfolk (5) North Norfolk (7) Norwich (6) South Norfolk (8)

North Yorkshire (17)
Craven (6) Hambleton (8) Harrogate (13) Middlesbrough (4) Redcar & Cleveland (3) Richmondshire (4) Ryedale (5) Scarborough (3) Selby (9) York (7)

Northamptonshire (5)
Corby (2) Daventry (3) Kettering (2) Northampton (3) South Northamptonshire (3) Wellingborough (3)

Northumberland (6)
Alnwick (1) Blyth Valley (3) Castle Morpeth (6) Tynedale (6) Wansbeck (3)

Nottinghamshire (7)
Ashfield (3) Bassetlaw (5) Broxtowe (2) Gedling (2) Mansfield (1) Newark and Sherwood (5) Nottingham (2) Rushcliffe (2)

Oxfordshire (16)
Cherwell (8) Oxford (5) South Oxfordshire (13) Vale of White Horse (6) West Oxfordshire (2)

Shropshire (9)
Bridgnorth (5) Oswestry (2) South Shropshire (7) Telford & Wrekin (2)

Somerset (22)
Bath & North East Somerset (16) Bristol (16) Mendip (13) North Somerset (17) Sedgemoor (10) South Somerset (5) Taunton Deane (3) West Somerset (5)

South Yorkshire (11)
Barnsley (8) Doncaster (6) Rotherham (5) Sheffield (4)

Staffordshire (9)
Cannock Chase (3) East Staffordshire (2) Lichfield (2) Newcastle-under-Lyme (1) South Staffordshire (5) Stafford (3) Staffordshire Moorlands (5) Stoke-on-Trent (3) Tamworth (3)

Suffolk (11)
Babergh (6) Forest Heath (6) Ipswich (5) Mid Suffolk (6) St Edmundsbury (7) Suffolk Coastal (6) Waveney (5)

Surrey (32)
Elmbridge (20) Epsom and Ewell (16) Guildford (12) Mole Valley (13) Reigate & Banstead (19) Runnymede (13) Spelthorne (21) Surrey Heath (11) Tandridge (22) Waverley (10) Woking (13)

Tyne and Wear (6)
Gateshead (6) Newcastle upon Tyne (4) North Tyneside (3) South Tyneside (5) Sunderland (5)

Warwickshire (9)
North Warwickshire (4) Nuneaton & Bedworth (2) Rugby (4) Stratford-on-Avon (9) Warwick (4)

West Midlands (7)
Birmingham (7) Coventry (5) Dudley (7) Sandwell (7) Solihull (7) Walsall (6) Wolverhampton (4)

West Sussex (25)
Adur (10) Arun (12) Chichester (14) Crawley (9) Horsham (14) Mid Sussex (20) Worthing (11)

West Yorkshire (14)
Bradford (12) Calderdale (12) Kirklees (12) Leeds (12) Wakefield (8)

Wiltshire (20)
Kennet (10) North Wiltshire (11) Salisbury (14) Swindon (4) West Wiltshire (9)

Worcestershire (8)
Bromsgrove (6) Malvern Hills (5) Redditch (6) Worcester (5) Wychavon (8) Wyre Forest (7)

Legal & financial > Independent Financial Advisers (IFAs) services in Scotland

Argyll & Bute (2) East Ayrshire (2) East Dunbartonshire (2) East Lothian (3) East Renfrewshire (2) Edinburgh (3) Falkirk (5) Fife (3) Glasgow (2) Inverclyde (2) Midlothian (3) North Ayrshire (2) North Lanarkshire (2) Perth & Kinross (3) Renfrewshire (2) Scottish Borders (3) South Lanarkshire (2) Stirling (2) West Dunbartonshire (2) West Lothian (3)

Legal & financial > Independent Financial Advisers (IFAs) services in Wales

Blaenau Gwent (1) Bridgend (2) Caerphilly (3) Cardiff (5) Conwy (1) Denbighshire (4) Flintshire (5) Merthyr Tydfil (2) Monmouthshire (11) Neath Port Talbot (1) Newport (10) Powys (1) Rhondda Cynon Taff (2) Torfaen (2) Vale of Glamorgan (6) Wrexham (3)

Legal & financial > Independent Financial Advisers (IFAs) services in Northern Ireland

Antrim (1) Belfast (1) Down (1) Londonderry (1)