Council Tax Reduction

Council Tax Reduction helps people who are on a low income with the costs of the Council Tax bill for their normal home. It can be claimed whether you own or rent your home and regardless of whether you are working, unemployed, retired or a carer.

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Equity release (FS29)

Many older people consider releasing equity in their property in order to improve their financial situation; this factsheet helps to identify the various options available and important things to consider before making such an arrangement.

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Your assets and the financial assessment for care home fees

If you need help from the council to pay care home fees, this factsheet looks at what happens if you transfer your property, spend large sums of money or do anything else to reduce your assets before moving into a care home. If the council thinks you did

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Older People’s Services and Individual Budgets

Examples of good practice currently being undertaken by the pilot sites implementing Individual Budgets for older people’s services.

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Stakeholder Pensions and decision trees

This describes Stakeholder Pensions, and contains information and advice for people who are considering one.

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Paying care home top-up fees

This factsheet explains when you or someone else – such as a relative, friend or charity – might have to pay a ‘top-up’ fee for you to stay in the care home of your choice. These rules apply if your place in a care home is being funded partly or fully by

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What to do when you can’t meet your mortage payments

Guidance from the Financial Services Agency about what to do if your mortage mayments are in arrears

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Exportable Benefits

Information for older UK citizens living in Spain about entitlement to the state pension, pension credit, winter fuel allowance, invalidity allowances, and bereavement benefits.

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