In recent years, everyone has had to take more responsibility for their own wealth, with changes in pensions, retirement ages, and regulation. Professional financial advice is more crucial than ever in helping people make informed decisions. Yet a signifi

Money can be tight at times, especially once we retire and find ourselves living on a fixed income, while our fuel bills, travel costs and general living expenses go up every year. Yet many older people are missing out on hundreds of pounds of entitlement