In recent years, everyone has had to take more responsibility for their own wealth, with changes in pensions, retirement ages, and regulation. Professional financial advice is more crucial than ever in helping people make informed decisions. Yet a significant advice gap remains (where consumers are unable to find or get financial advice) and many aren’t […]

This report demonstrates the very real value of fi nancial advice for the consumer. Using robust statistical methods to control for a range of factors likely to determine demand for advice – including income, wealth and behavioural traits – our results show that those who take advice are likely to accumulate more financial and pension […]

In 2017 ILC published its report, The Value of Financial Advice, which quantified, for the first time, the value of taking financial advice for people’s overall financial outcomes. In an ageing society, it is vital that people are able to plan for their financial security in retirement. The Value of Financial Advice demonstrated that expert […]

As our society ages, we can expect to see greater numbers of people living into later life, with more people than ever before developing needs for care and support. Innovative and creative solutions are key to avoiding the increasing and unsustainable pressures to deliver this social care. One such solution – the focus of this […]

This report by ILC-UK, commissioned by McCarthy and Stone, explores older peoples’ attitudes towards moving, the pros and cons of downsizing and provides evidence to help inform the public debate about the role of housing stock held by older people. While the demand for downsizing options is substantial, the report found there is still work […]

A guide for regional-level strategies. A starting point for anyone engaged in regional-level strategy formulation.

In the UK, around 520,000 households live in overcrowded conditions and 90,000 live in temporary accommodation. As house prices boom, many find themselves unable to afford family-sized homes, and the meagre supply of new housing lags behind household growth by around 40,000 homes per year. Given the worrying evidence on the impact of overcrowding on […]