Leasehold Schemes for the Elderly (LSEs)

Leasehold Schemes for the Elderly are purpose-built apartments, specifically designed to meet the needs of older people, and intended to provide the leaseholder with low-cost accommodation and a totally independent life-style. This booklet explains how t

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Your guide to buying a Shared Ownership home with us

Shared Ownership helps you get a foot onto the property ladder. You part-buy a property, say 50%, and pay a monthly rent and service charge to us on the remainder. Because you need a smaller mortgage and pay a reduced rent, the monthly costs are cheaper t

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Leasehold Schemes for the Elderly

The purchase of leasehold scheme for the elderly properties is subsidised through public funds, which provides a 30% discount below market valuation. This subsidy is provided specifically to allow retired people to obtain purpose built accommodation at an

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Shared Ownership 2.1: Towards a fourth mainstream tenure – taking stock

It’s now almost two years since Orbit and the Chartered Institute of Housing (CIH) published the influential Shared Ownership 2.0 – Towards a Fourth Mainstream Tenure report. We argued that with the right policy interventions we could double the number

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The affordability of retirement housing

This paper on the deliberations of the APPG on Housing and Care for Older People was largely authored by Claudia Wood on behalf of the APPG, chaired by Lord Richard Best. In undertaking this inquiry, the APPG hoped to address the following questions:

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Understanding the second-hand market for shared ownership properties

Shared ownership allows would-be home owners to purchase a share in a property whilst a housing association owns the remainder. If shared owners wish to move, they may sell their share in the property and the buyer will become a new shared owner. Draw

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Shared Ownership 2.0: Towards a fourth mainstream tenure

This report explores the barriers, challenges and policy solutions across the product, brand, and investor and lender confidence to make shared ownership a mainstream tenure and an option for many more people. We have analysed a wealth of data, spoken to

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Housing for Older People in Wales: An Evidence Review

Wales has an increasing and increasingly diverse ageing population. This presents a challenge for Welsh housing. The majority of people over 65 in Wales are home owners – the likelihood of moving in later life decreases as we age, and is primarily i

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