This quick guide helps to identify the various benefits and grants that may be available to those on a low income. Initially, you should always check you are getting all the benefits to which you are entitled. Your local Citizens’ Advice Bureau or Age UK should be able to help you with a benefits check. […]

What is equity release? Equity release can help homeowners over the age of 55 to unlock cash from their home, in either a lump sum or in smaller amounts over time, or both. You can use the cash released for anything that you wish. You’ll retain ownership of your home, and you can stay living […]

From small changes to your home, such as grab rails, to major home improvements like the installation of a stairlift or fitting of a wetroom, there are many ways in which your house can be adapted to suit your current and future care needs. Depending on your need for equipment, adaptations and improvements you may […]

Once you have been assessed as needing care, the council will then make a financial assessment (means test) to decide whether you qualify for assistance with your care home fees. The financial assessment (means-test) If your needs assessment has shown that you need to live in a care home and your capital is below £23,250, you should be entitled to financial […]

Questions to ask Are you claiming all you can from the State towards your care costs ? What are my best options for investing capital to meet my care costs ? Is the care home you are choosing affordable over the long-term ? Have you had an assessment of your care needs from the local […]

This quick guide aims to help understand what financial support might be available to help you cover the cost of care in a care home. Sources of funding for care in a care home usually come from three main sources: Your local authority/council The NHS You (self-funding) Assessing your care and support needs Before exploring […]

If you have been assessed as needing care in your own home, the local authority will then make a financial assessment (means test) to decide whether you qualify for assistance with the cost. The financial assessment (means-test) Most councils charge for care that they provide or arrange. How much you pay depends on a means-test. […]

If you do not qualify for council funding, or if for any reason you choose not to be financially supported by the council, you can arrange and pay for your own care. (Arranging care in your own home) The cost will depend on how much care you need and where you live. If you are […]