Home Repair Assistance Grants
Help with carrying out essential repairs and adaptations to your home

• Home Repair Assistance Grants (HRAs) are available for private tenants or home owners.  They're intended to help eligible people carry out essential repairs to their home.
• They are available up to a maximum of £5,000 per application. A maximum of two applications can be made per property in any three year period.
• To be eligible, you must be in receipt of one means tested or disability related benefit, and have less than £5,000 in your own savings to pay for adaptations or repairs.
• If you need to discuss a HRA application, or would like more information about the scheme, contact the Private Sector Housing Officer.

Flexible Home Improvement Loans
Making your home warmer, safer or more secure

• The Flexible Home Improvement Loan is available to homeowners aged 60 or older.
• It's used to carry out improvements to your home to make it warmer, safer, more comfortable and secure.
• The loan is described as 'flexible' because there are a range of ways in which the loan can be paid back. During the term of the loan, you can choose to make regular monthly repayments, occasional payments or no payments at all.
• The loan will be secured by a charge on the property.  If the property is sold, or if the owners cease to occupy it, the loan, plus any outstanding interest must be repaid.  Interest will be charged, but at a low rate linked to the rate set by the Bank of England.
• Loans are also available to the owners of empty homes to help to bring them back into use.
• To apply for a Flexible Home Improvement Loan, please contact our Private Sector Housing Officerf you need to discuss a HRA application, or would like more information about the scheme, contact the Private Sector Housing Officer.