Stephen Lucas- Restricted Whole of Market Adviser

Restricted Whole of Market Adviser for older people and their families

What does it do?

I am a Restricted Whole of Market Adviser to older people and their families.

I do this in whichever way suits my client - in their home or at my office or by phone

My particular specialisms are:
  • Paying for care
  • Equity release
  • Inheritance tax planning
  • Pensions
  • Savings and investments
  • Financial Advice for Disabled Adults & Parents of Children with Disabilities

Who it is for?

Older people and their families.

Where it is available?

Local service serving within 25km of PO76NU.

What it costs:

First hour of advice at advisers own expense

How to access or apply for it:

Please phone or email me, as above.

Additional information:

A bit more about me

I hold the "gold standard" qualification in financial services - Chartered Financial Planner, and have been a financial services practitioner for over 25 years. After working for a number of high profile companies, in 2012, my wife, Julia, and I launched our own practice, South Downs Financial Planning.

Placing an elderly relative into care is not something that most of us have experience of. There will be plenty of things for you to think about and this may feel a little overwhelming. Arranging for the best care in the right setting will be your priority.

With over 25 years' experience, my aim is to help you to make the right choices so that you can have financial certainty and peace of mind:

- Do I need to pay for care?
- Ways of paying for care
- Dealing with the Local Authority
- How to protect your inheritance
- Insights into sensible investment choices
- How to avoid common mistakes

My membership of SOLLA, the Society of Later Life Advisers, means that I am accredited by the Society and bound by its Code of Best Practice.


Certificate in Financial Planning (FPC)



Chartered Financial Planner





Info last updated:

South Downs Financial Planning, 1 The Old Bank, Hambledon Road, Denmead, Hampshire, PO7 6NU