Toni Chalmers-SmithRestricted Whole of Market Adviser for older people and their families
What does it do?
My particular specialisms are:
- Paying for care
- Inheritance tax planning
- Equity Release
- Savings and investments
- Financial Advice for Disabled Adults & Parents of Children with Disabilities
A bit more about me
I have worked in the financial services industry for over 22 years. While fully qualified in all forms of life, health, mortgage and pension business, I specialise in advising clients requiring later year’s advice, which includes, investments, inheritance tax and estate planning, equity release and care fees planning.
How can I help you?
I work closely with Tees Law providing specialist care fees planning and equity release advice. This can involve liaising with Local Authorities and Government departments on behalf of our clients. I offer older clients a financial review and support service, especially if an individual or family member is unable to cope with day to day financial decisions.
Delivering what you really need
We provide financial advice and a portfolio management service, combined with the complementary legal services provided by Tees Law.
We believe financial and legal advice should take you to the stage where you can make clear and informed decisions, happy in the knowledge that you have received all the information and choices needed to reach those decisions. We are able to offer our clients over the age of 50 a path through later years, providing holistic advice on a wide range of legal and financial issues.
The “One” concept provides advise not simply from a well qualified adviser but somebody who you feel you can rely upon to understand the plans you need to make for your retirement years and the complexities of the many decisions you may need to face.
Who it is for?
Where it is available?
What it costs:
How to access or apply for it:
My membership of SOLLA, the Society of Later Life Advisers, means that I am accredited by the Society and bound by its Code of Best Practice.